According to experts, the most active use of digital assets is observed in Global South nations.

Developing countries, particularly in regions of the Global South, show the highest level of interest and engagement in the use of cryptocurrencies. This was stated by participants during a panel at the Next Block Expo blockchain conference in Warsaw.According to Vladyslav Lendel, CEO of Merkle Tree Capital, these countries exhibit the most tangible involvement of the population in digital assets. He emphasized that in developing economies, cryptocurrencies are often used for daily needs — such as transfers, value preservation, and basic financial operations — unlike in developed nations, where the focus is typically on investment.The expert noted that growing interest in crypto tools in the South is driven by limited access to traditional financial services. In such environments, digital assets become an alternative solution, helping bypass banking infrastructure and simplifying money management.His opinion was echoed by Javier Garcia del Rigo, Head of Strategic Alliances at Polygon. He added that developed markets are more regulated and saturated with financial products, which is why cryptocurrencies are primarily seen there as investment instruments. Meanwhile, in developing countries, they become part of daily life.The event also included discussions on regional regulatory approaches and strategies for integrating cryptocurrencies. Participants noted that public openness and the need for alternative financial tools often play a bigger role than technological development alone.Next Block Expo is an international blockchain conference that brings together crypto company representatives, investors, developers, and enthusiasts. The event covers topics such as DeFi, Web3, infrastructure, trading, and digital assets.

Countries of the Global South lead the way in cryptocurrency adoption

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Memo/Tag/Message/ is a combination of numbers and letters required to transfer XLM, XRP, EOS, NEM, ATOM to a specific XLM, XRP, EOS, NEM, ATOM wallet user. If the recipient of the transfer requires you to specify a Tag/MEMO, you must specify it, otherwise your transfer may be lost.

The /MEMO/message/Tag is an additional note to the address needed to identify the recipient of the transaction in addition to the wallet address.
For coins like XLM, XRP, EOS, NEM, ATOM, most centralized exchanges use one address for all traders. Thus, Tag/MEMO/message is used to determine to which actual individual account a given transaction should be assigned and credited.
Example: the address to which you send one of these cryptocurrencies can be equated to the address of an apartment building. The /MEMO/message/Tag defines which specific apartment you live in in this apartment building.

YOUR wallet can be without a tag, then FOR RECEIVING leave the field empty.
When SENDING us TO OUR details, both the TAG/MEMO and the address are required to successfully deposit coins into our account.

What is Memo/Tag/Message?

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