AML Policy
AML/CTF, KYC and KYT Policy
This policy establishes rules and procedures to combat money laundering, terrorist financing, customer identification and transaction monitoring. It aims to protect Best-Obmen and its users from engaging in illegal activities.1. Key TermsBest-Obmen is an online service for exchanging, buying and selling cryptocurrencies and other digital assets.User - a natural or legal person using the Best-Obmen service.Cryptocurrency - digital currency based on blockchain technology.Electronic currency - money in electronic payment systems.Money laundering - legalisation of funds obtained by criminal means.Terrorist financing - providing resources to commit terrorist acts.
2. Policy ObjectivesPrevent the use of the platform for unlawful purposes.Compliance with legislation and international standards.Improving user safety and the company's reputational sustainability.
3. Policy components3.1 AML/CTF.
Identification of customers and verification of origin of funds.Transaction monitoring to detect suspicious activity.
3.2. KYC
Collection and verification of customer's personal and financial data.Determination of risk level and periodic updates.
3.3 KYT
Analyse transaction activity to detect fraudulent or illegal transactions.Suspending suspicious transactions pending receipt of supporting data.Verifying the source of origin of assets.
3.4 Handling risky assets
Best-Obmen uses proprietary analysis tools to identify suspicious transactions.If a transaction is associated with high-risk sources (e.g. sanctions, darknet, extortion, fraud), or unusual activity was detected (e.g., fragmentation of deposits), the following measures may be applied:Temporary blocking of funds until verification is completed.Requesting documents and going through the KYC process.Stopping exchange operations until risks are eliminated.Complete denial of service if the customer refuses to co-operate.
3.5 Categories of high risk sources:
The Service reserves the right to block funds from exchanges that have been placed on sanctions lists or given the status of ‘high risk’. As of today, these are: Black Sprut, BTC-e, Chiper Mixer, DuelBits, FreeBitcoin, Gandhiji.io, Hydra, NVSPC, Roobet, Tornado, WEX Exchange, Yolo Group, OMG!OMG! Garantex, Commex, Tornado Cash, 1xBit, Blender.io, Lazarus Group, Genesis Market, ChipMixer, Shinbad.io, MEGA DARKNET MARKET, Primedice, Darknetone, Wasabi Wallet, DuckDice, Doubleway, Stake, Stolen Coins, Fraudulent Exchanges, Ransomware, Gambling, Terrorism Financing, Bitzlato, Bitpapa. com, NetEx24.net, Trocador.app, Anonexch.io, Cryptomus, as well as platforms of other sub-sanctioned countries and platforms that aim to
Best-Obmen is not responsible for funds received from such sources and may refer information to the relevant authorities.
3.6. Transactions sent from Capitalist, Rapira and Grinex.io platforms cannot be accepted. If you have already made such a deposit, the transaction will be blocked and will not be refundable.
4. Rights and obligations of the serviceBest-Obmen reserves the right to:- Suspend and block transactions and accounts.- Request additional documents and proof of identity.- Request video verification of the user to confirm identity.- Refer information to regulatory or law enforcement agencies.- Refund funds only after verifying their legal origin.- Refuse to refund funds if the customer fails to provide information within 6 months.