AML Policy
AML/CTF, KYC and KYT Policy
This policy establishes rules and procedures for combating money laundering, terrorist financing, customer identification and transaction monitoring. It is aimed at protecting Best-Obmen and its users from participating in illegal activities.Each application undergoes mandatory AML verification. If necessary, you can check your cryptocurrency wallet for AML compliance before sending funds in advance. For this purpose, you can use the AML checker.
If the address is unknown to you and/or you cannot or refuse to undergo preliminary AML verification, then if the overall AML risk level exceeds 55%, the exchange will be suspended, and funds will be returned minus the network commission. 1. Basic Terms
Best-Obmen — an online service for exchanging, buying and selling cryptocurrencies and other digital assets. User — an individual or legal entity using the Best-Obmen service. Cryptocurrency — digital currency based on blockchain technology. Electronic currency — funds in electronic payment systems. Money laundering — legalization of funds obtained through criminal means. Terrorist financing — providing resources for committing terrorist acts. 2. Preliminary AML Wallet Check
Before creating an exchange request, the user can independently check their cryptocurrency wallet using the AML checker. To pass verification, you must register on the website and purchase a verification package in the Personal Account. 2.1. Website Registration Before using the AML checker, you must create an account: - Go to the registration page:
https://best-obmen.io/ - Specify:
email address;
password; • Confirm registration via the link sent to your email.
After confirmation, you will gain access to the Personal Account. 2.2. Purchasing AML Check Packages AML verification is a paid service and is provided on a package basis. To purchase a verification package: Step 1. Log in to the Personal Account.
Step 2. Click the «Buy Checks» button.
Step 3. Choose the appropriate check package.
Step 4. Click the «Proceed to Payment» button.
Step 5. The system will generate a deposit address. Send payment to the specified address. After successful deposit, the number of available checks will appear in the Personal Account, and you can immediately use them for wallet AML verification. 2.3. Passing AML Verification Step 1. In the Personal Account, go to the «AML Checks» section and click the «New Check» button.
Step 2. Enter the cryptocurrency wallet address from which funds are planned to be sent.
Step 3. Select the appropriate network (BTC, ETH, TRC-20, etc.).
Step 4. Click «Check». The system will deduct 1 check from the available package and provide the analysis result. 2.4. Transfer of Result to Operator After completing AML verification, the system automatically sends the result to the user's email. Further actions depend on the risk level:
- If the risk level is up to 55% — The user can use the wallet for exchange without additional actions.
- If the risk level is above 55% — The user must submit the verification result to the operator via the online chat on the website.
verification date;
brief description of the verification result. The operator will review the result and inform whether funds can be sent from this wallet. Important: Do not ignore notifications about high risk levels — this is a mandatory AML policy requirement. 3. Policy Objectives
Prevention of platform use for illegal purposes. Compliance with legislation and international standards. Improving user security and company reputation sustainability. 4. Policy Components
4.1. AML/CTF
Customer identification and source of funds verification. Transaction monitoring to detect suspicious activity. 4.2. KYC
Collection and verification of personal and financial customer data.
Verification procedures are carried out in cases where the operation exceeds established limits, contains signs of increased risk, or is related to prohibited directions. Contact and personal information provided by the User when creating an Application must be complete, accurate and up-to-date. Best-Obmen guarantees protection, storage and processing of this data within the Personal Data Processing and Storage Policy and applicable legal norms.
User personal data is not transferred to third-party AML providers. For transaction analysis purposes, automated blockchain analytics tools may be used, while only technical transaction data is processed (wallet addresses, operation hashes) without transferring User personal data.
4.3. KYT
Transaction activity analysis to detect fraudulent or illegal operations. Suspension of suspicious transactions until supporting data is obtained. Verification of asset origin source. 4.4. Handling Risk Operations
To analyse transactions, the service uses automated blockchain analysis systems that identify suspicious activity and transaction risk markers. During the verification process, transaction risk indicators are analysed, including possible links to high-risk sources, fraudulent schemes, sanctioned services, and other categories of suspicious activity. If, based on the results of the automated check, the aggregate risk level exceeds 55% and is linked to high-risk sources specified in clause 4.5 of this agreement, the transaction may be temporarily suspended for additional verification. In certain cases, the service has the right to request additional information, conduct a user identification procedure (KYC), or decide to return funds to the user minus the network commission. In the case of a "refund", the operation may take up to 7 business days, and the Best-obmen service does not charge any additional commissions. The decision on the status of the transaction is made based on a comprehensive automated analysis of transaction data and AML/KYT verification. 4.5. High-Risk Source Categories:
The service reserves the right to block funds from exchanges that are on sanctions lists or have been given "high-risk" status. Currently such platforms include: Black Sprut, BTC-e, Chiper Mixer, DuelBits, FreeBitcoin, Gandhiji.io, Hydra, NVSPC, Roobet, Tornado, WEX Exchange, Yolo Group, OMG!OMG! Garantex, Commex, Tornado Cash, 1xBit, Blender.io, Lazarus Group, Genesis Market, ChipMixer, Shinbad.io, MEGA DARKNET MARKET, Primedice, Darknetone, Wasabi Wallet, DuckDice, Doubleway, Stake, Stolen Coins, Fraudulent Exchanges, Terrorism Financing, Bitzlato, Bitpapa.com, NetEx24.net, Trocador.app, Anonexch.io, Cryptomus, nobitex.ir, meer.kg, 1xbet, Aifory.pro, terminal.cash, SkyCrypto.net, FlashObmen.com, 60cek.net, hd-change.com, CoinBlinker.com, Metka.cc, AlfaBit.org, Heleket, payeer.com, Vexel, Fun Pay, Web Money, Freekassa, Yobit, exmo.com, exmo.me, Crypto Cloud, Cripta, BitBits, Nix Money, Bixter, as well as platforms of other sanctioned countries and platforms focused on anonymity and privacy. This list may be expanded.
Risk categories: Sanctions, Terrorism, Darknet, Ransomware/Malware, Mixing, Child Abuse, Stolen Funds, Scam/Fraud, Protocol Privacy, Bridge, Decentralized Exchange, Gambling.
Best-Obmen is not responsible for funds obtained from such sources and may transfer information to relevant authorities. 5. Rights and Obligations of the Service
Best-Obmen reserves the right: - To suspend and block transactions. - To request additional documents and identity verification. - To request video verification of the user to confirm identity. - To transfer information to regulatory or law enforcement authorities. - To return funds to the account from which the deposit was made and terminate further cooperation with the client.