Major US banks massively adopt bitcoin services: a new phase of cryptocurrency adoption in the US financial industry
28.01.2026
The U.S. banking sector is demonstrating a significant shift toward digital assets, with more than 50% of the nation's largest banks having already launched or formally announced plans to integrate bitcoin services for customers. According to the latest data from the American Bankers Association, 13 of the nation's top 20 financial institutions are either providing or preparing to launch bitcoin-related products, including storage, trading and investment solutions in 2026.The move is driven by growing demand from both retail and institutional customers. Over the past year, the number of banking customers interested in cryptocurrency products has increased by 38%, and the total amount of funds placed in cryptocurrency accounts has exceeded $120 billion. Banks note that providing such services allows them to increase customer loyalty and attract new market segments.Experts note that the integration of bitcoin into banking services contributes to the legalization and transparency of cryptocurrency transactions. In addition, such solutions allow banks to compete with fintech companies and strengthen their positions in the market of innovative financial services.It is expected that in the coming months other major banks will also announce the launch of their own bitcoin products, which will be an important stage in the development of the US cryptocurrency ecosystem.